Posts by Jo Thornhill

Ask Jo: Which ISA?

Wednesday, March 14th, 2012

Savings providers have begun the scramble to pull in customers’ Isa money before the end of the tax year on April 5. A price war has broken out in the market as banks and building societies all try to lure in new savers. But where is the best home for your Isa money?

Ask Jo: Santander’s new current account

Wednesday, March 7th, 2012

I’ve seen in my local Santander branch that it has launched a new current account offering cashback on household bills. It looks interesting, would I benefit from switching and is there a catch?

Ask Jo: I want an alternative to a cash Isa, but I know nothing about ‘funds’ …

Wednesday, February 29th, 2012

‘I have about £100 a month which I want to invest in an equity fund, or at least something that will give better long-term growth than my cash Isa. I’ve heard of some of the big fund managers but I don’t know where to begin looking for a suitable fund. Should I play it safe and get a tracker?’

Ask Jo: Insurance implications of letting out a room

Wednesday, February 22nd, 2012

I want to let a room in my house to earn some extra money but I’ve heard there could be implications for my home insurance. Will it be a problem?

Ask Jo: How do I save regularly for my grand daughters

Thursday, February 16th, 2012

I want to save regularly for my twin granddaughters. Their parents have opened Junior Isa accounts for them so I will need to use a different savings account. Should I buy premium bonds or open children’s savings accounts and which have the best rates?

Energy charter demands fairer customer deal

Friday, February 10th, 2012

The only not-for-profit energy company, Ebico, is calling on the industry to give customers a fairer deal through a statutory charter.

Poor reward for the credit card charities

Thursday, February 9th, 2012

Holders of charity credit cards – which give a small donation to a good cause each time they are used – are being urged to ditch them and instead give money direct.

Pack the gap year survival kit

Wednesday, February 8th, 2012

Don’t set off on your trip of a lifetime without proper travel cover and easy access to cash en route … All the advice you and your kids need for a successful Gap Year.