JP writes: I have worked for myself for the past six years but now realise as I’m approaching 40 that I have neglected my pension arrangements. I’m starting to worry about this but don’t know where to start. I’ve read that the fees and charges on traditional pension plans can be high. Am I better off investing in an equity Isa?
Ask Jo: High risk professions and car insurance
Wednesday, January 11th, 2012FMWF’s resident PF columist Jo Thornhill asnwers your questions. This week: ” I am considered a high risk profession for car insurance and the costs are high. Are there are any companies that specialise in looking in more detail at those who in so-called ‘high risk’ jobs and can offer better premiums?”
The loyalty exploiters
Tuesday, January 10th, 2012If you renew home or car cover without seeking alternative quotes, you could be taken for a ride by a cynical insurer
Ask Jo: Deeds of Variation and Gifting
Thursday, January 5th, 2012FMWF’s Personal Finance guru Jo Thornhill answers your questions. This week: “My mum died in September leaving my wife and I as the only beneficiaries. However I had discussed with my mum about her leaving my three daughters a share in her house after her death but we never got to do it. Is it possible to still gift them a percentage of the money when we sell the house?”
Ask Jo: My six step plan to cut debt and stay in the black
Thursday, December 29th, 2011With the New Year fast approaching there’s still time to work on those resolutions. FMWF’s Personal Finance guru Jo Thornhill has an exclusive six-step plan to help you cut your debt and stay in the black in 2012.
Ask Jo: Stock market tracker funds
Thursday, December 22nd, 2011FMWF’s Personal Finance guru Jo Thornhill asnwers your questions. This week: “I have been investing in a stock market tracker fund for about three years. I’ve built up a decent sum – about £3,000 – but now I’m worried I could lose it all with all the turmoil in Europe. Should I withdraw my cash from the fund and put it in cash savings for a while?”
Rogue traders have never had it so good
Friday, December 16th, 2011Consumers, particularly the elderly, are being warned to be alert to swindles, rip-offs and rogue traders as the recession is causing a spike in activity by conmen.
WHO CARES? Bills boost rise of the live-in grandparents
Thursday, December 15th, 2011The growing cost of long-term care, rocketing household bills and the inability of first-time buyers to get on the housing ladder will lead to a growth in the number of extended family households.
