Posts by Jo Thornhill

Ask Jo: Insurance implications of letting out a room

Wednesday, February 22nd, 2012

I want to let a room in my house to earn some extra money but I’ve heard there could be implications for my home insurance. Will it be a problem?

Ask Jo: How do I save regularly for my grand daughters

Thursday, February 16th, 2012

I want to save regularly for my twin granddaughters. Their parents have opened Junior Isa accounts for them so I will need to use a different savings account. Should I buy premium bonds or open children’s savings accounts and which have the best rates?

Energy charter demands fairer customer deal

Friday, February 10th, 2012

The only not-for-profit energy company, Ebico, is calling on the industry to give customers a fairer deal through a statutory charter.

Poor reward for the credit card charities

Thursday, February 9th, 2012

Holders of charity credit cards – which give a small donation to a good cause each time they are used – are being urged to ditch them and instead give money direct.

Pack the gap year survival kit

Wednesday, February 8th, 2012

Don’t set off on your trip of a lifetime without proper travel cover and easy access to cash en route … All the advice you and your kids need for a successful Gap Year.

Now get switching as savings rates are cut

Wednesday, February 8th, 2012

A popular NS&I account is to pay out less interest, but there are better alternatives

Ask Jo: Do I have to declare trees nearby, but not owned by me, on my buildings insurance?

Wednesday, February 8th, 2012

I am in the process of buying a new house and need to get buildings insurance in place. There is a large lime tree in the street outside the property. Do I need to declare this on my insurance application and will insurers cover me if the tree causes subsidence? There are some cracks in the pavement around the tree and I am a bit concerned.

Ask Jo: Which credit and debit cards are best abroad?

Thursday, February 2nd, 2012

HM asks: “My boyfriend and I are going to California for an extended trip over Easter. I’m planning to take debit and credit cards to use while we are away but I know the fees could be high. Which are the best cards to use when abroad?”